What is deleted
When you delete your Loftd account, the following personal information is removed from our active systems:
- Your profile (name, email, contact info)
- Your authentication credentials
- All linked bank and financial-account connections (connections to Plaid and other data providers are revoked)
- Your transaction history and categorizations
- Your budgets, net-worth history, and lifetime-wealth projections
- Any documents you uploaded
- Your conversation history with Loftd AI
- Your subscription status (any active subscription is cancelled; see your App Store or Google Play account to confirm no further charges)
For complete detail on how we handle your data, see our Privacy Policy.
What may be retained, and why
- Anonymized, aggregated analytics (for example, “a user in the US used the Amazon splitter 14 times before deleting”). These contain no personally identifying information and are used for product improvement only.
- Financial recordkeeping logs required under U.S. financial-recordkeeping regulations, retained for 7 years. These are stored encrypted and are not accessible for any purpose other than legal and regulatory compliance.
- Fraud-prevention records (such as flagged signup patterns), retained for a maximum of 2 years, used only to prevent abuse.
How long deletion takes
- Promptly when initiated from inside the app (via Account & security → Delete account).
- Up to 30 days when requested by email, though we aim to complete within 72 hours of receiving a verified request.
Confirmation
We send an email to the deleted account’s address confirming that deletion is complete. If you do not receive one within 30 days, please follow up at privacy@loftd.app.
Loftd is a personal-finance software tool — not a registered investment adviser, broker, accountant, or financial planner. Nothing in the Loftd app or on this website is financial, investment, legal, or tax advice. AI-generated insights are informational only and may contain errors. Past performance and projected scenarios do not guarantee future results.